Friday, December 27, 2019

8% no retirement plans, 61% dont know how much theyll need

8% no retirement plans, 61% dont know how much theyll need8% no retirement plans, 61% dont know how much theyll needWhile research has found that 21% of American adults have nothing saved for retirement, new findings show that the Golden Years arent in the cards for everyone, and many arent even sure how much theyll need to get there.A new survey from Bankrate showed that 61% of Americans dont know how much money theyll need for retirement, while 8% of Americans dont plan to retire at all.How much cash Americans think theyll need for retirementThe research shows that a large majority people have no idea$250,000 or less 8%$250,000- $1 million 15%More than $1 million 8%Dont know 61%Never plan to retire 8%Bankrate noted that because of rounding, the total isnt 100%, and that less than 1% refused to answer the question.How people learn about retirementAlmost half of the respondents seemingly get their retirement advice from unusual placesPersonal financial adviser 26%Family member or fri end 21%Online retirement calculator 11%Bank or financial institution 10%Expert commentary/article 8%Robo-adviser 1%None of these 46%Bankrate noted that participants could choose multiple options, and that 2% refused to answer.Saving for retirement The age breakdownBaby Boomers and members of the Silent Generation think theyll need the same amount of cash to retire. These are the median values they gaveMillennials $800,000Generation X $1 millionBaby Boomers $500,000Silent Generation $500,000How much people think Social Security will feststellung their retirementMost Americans think Social Security will be a help to themAll of retirement 6%Most of it 11%About half 20%A little 46%None 15%Wherever you stand on these data points, youll eventually have to decide whether or not you plan on retiring from the workforce and plan accordingly. Just dont make that decision too late.

Sunday, December 22, 2019

11 healthy ways to de-stress and unwind from a long work week

11 healthy ways to de-stress and unwind from a long work week11 healthy ways to de-stress and unwind from a long work weekIn order to be the best you can be at work (and at home), you need to chill.Work is stressful and so is life.Are you taking enough time to let your mind and body unwind after a long day or an even longer work week?Wellmake it at least a little bit easier for you.Here are some quick, creative ways to rejuvenateyour body and soul especially when youre coming out of a long work week feeling really beat1 Nourish your body.Fast food is a good solution on thoseuber-busydays that dont have a window for food prep, but fueling your body with fresh, nutrient-rich ingredients is an important part of a healthy lifestyle. Choose bright, colorful fruits and vegetables, whole grains, and lean proteins. Even the preparation can be relaxing and satisfying.2 Give your muscles a break.Take a moment at work, at home, or even on your commute to relax your shoulders, let your belly out (quit sucking in did you even know you were doing that?), and drop your shoulders down. Imagine every muscle in your body turning to mush underneath you.3 Laugh.Laughter is the best medicine for stress. Whether you watch your favorite sitcom, read the funnies, or spend time with a friend who knows all the best jokes, make time for laughter every day.4 Create something.Draw a picture, write in a journal, decorate a room in your house, or take some photos outside. Releasing creative energy can be therapeutic and rejuvenating, especially when you have no specific agenda around except for being creative and letting you mind run free.5 Feel the wind on your face.Take a bike ride in the evening or an early morning jog. Listen to the leaves rustling in the trees, the sound of rubber on the pavementtake in the smells around you and feel the wind on your face.6 Make long-term goals and plans.Having control over your finances and never spending more than you earn and have available in cash is a great way to find peace of mind and unwind.7 Disconnect.Turn off electronics and put them away for a least an hour a day more if you can Disconnecting encourages you to spend time on whatreallymatters people, experiences, and well-being.8 Expand your horizons.Seek out opportunitiesto learn and experience new thingsin your free time. Take a ceramics class, go tent camping, enroll in a college course, or try sky-diving (if thats your thing). Find ways to expand your horizons and chase adventure during your time away from work.9 Do something kind.Volunteer at a local soup kitchen, domestic violence shelter, or animal rescue send a thoughtful card to someone you love or do a random act of kindness for a stranger.10 Snuggle a pet.And if you dont have one of your own, visit the pet store often. Hold the puppies, watch the republik guinea pigs, love up the kittens, and dream about taking one home.11 Put people first.Spend time with those you love the most. Give them your undivided a ttention. Enjoy their company and stay in it for as long as you can (Texting orDMing them on Instagramdoesnt count).If these measures dont make Monday morning a little more enjoyable, it might be time to really think hard aboutwhether youre in the right role a role that fits your interests and values and personal mission.If thats the case, perhaps its time to find something new.This article first appeared on Kununu.

Tuesday, December 17, 2019

Army Commissioned Officer Career Path

Army Commissioned Officer Career PathArmy Commissioned Officer Career PathAs with any civilian job, Army officers must meet specified criteria in order to be eligible for the promotion. The Department of Defense calls for a given number of officers based on manpower needs and skill requirementsfor each category and grade. So what is the career path for an Army officer? Here are some of the criteria and requirements that need to be met to be considered for a promotion. Army Officer Candidate School This is a 12-week program for?enlisted soldiers, civilian college graduates and direct commission candidates (which include doctors and chaplains). Those who complete Officer Candidate School(OCS) become commissioned officers upon graduation and must serve at least three years on active duty following graduation. The Armys Officer Candidate School is located at Fort Benning in Georgia. Roughly 70 percent of enlisted candidates and 60 percent of those accepted overall successfully comple te Army OCS. Time in Grade and Time in Service Two of the biggest factors influencing officer promotions are the time in service (TIS) and time in grade (TIG). Time in service is the total time in which someone is in the Army. An officer must spend a given amount of time in each grade prior to advancement to the next and he or she typically cant skip grades. Time in grade refers to the number of months or years in which an officer serves in a given rank (lieutenant, major, general, etc.) The minimum TIG requirements for promotion to the next higher grade isshown in the table below. Promote toTime in ServiceTime in GradePromotion Opportunity (DODI)First lieutenant/O218 months18 monthsFully qualifiedCaptain/O34 years plus 1 year2 yearsBest qualified (90 percent)Major/O410 years +/- 1year3 yearsBest qualified (80 percent)Lieutenant Colonel/O516 years +/- 1 year3 yearsBest qualified (70 percent)Colonel/O622 years +/- 1 year3 yearsBest qualified (50 percent) Army Officer Categorie s Officers in the saatkorn competitive category will compete among themselves for promotions.Changes in authorizations, losses, and promotions to the next higher grade will create variations in both the TIS and TIG when these promotions may occur. The promotion timingsare expressed in terms of the years of Active Federal Commissioned Service at which promotion occurs. The promotion opportunity is the percentage of total selects over the eligible in-the-zone population. Different Types ofPromotion Opportunities There are three promotion opportunities in all branches of the U.S. militaryBelow-the-Zone, In-the-Zone, and Above-the-Zone. Below-the-Zone only applies for promotion to the rank of O-4 (Major)to O-6 (Colonel). One year before they would be eligible for In-the-Zone consideration, about 10 percent of those recommended can be promoted Below-the-Zone. Most promotions occur In-the-Zone. The selection rate for Above-the-Zone is only about 3 percent. Two other significant facto rs in officers promotions are fitness reports and the nature of their current and past assignments. A poor fitness report may mean being passed over for promotion. An officer whose previous assignments didnt have a significant degree of responsibility may also be passed over. Promotions to O-7 Brigadier General and Above For promotions beyond O-6,Army officers typically have to complete a full tour in a joint duty assignment with the Marines, Navy, Coast Guard or Air Force. GradeArmy OfficerO-7Brigadier GeneralO-8Major GeneralO-9Lieutenant GeneralO-10General And just like the other branches of the service, the mandatory retirement age for Army officers is 62 (which can be waived to 64 in some circumstances).

Thursday, December 12, 2019

Boost Your Job Search With Seasons Greetings

Boost Your Job Search With Seasons GreetingsBoost Your Job Search With Seasons GreetingsHow the right mix of seasons greetings and (humble) self-promotion will help you land new job leads.Ive said it before and Ill say it again The holidays are a great time to reconnect with your network. Whether its via email, an e-card or a traditional card, use your holiday greetings to benefit your job-search efforts. Here are five items to include in your holiday messages to keep your job search moving forward during the holiday season.(1) ContextIf youre sending a note to someone you havent spoken to in a while, jog their memory. Mention when you last communicated with one another or how you first met. Dont be afraid to personalize the message by bringing up little details you know about the person, such as a shared interest.(2) AppreciationThis is a great opportunity to thank each recipient for their betreuung over the past year. Whenever possible, be specific. Thank them for taking the time t o speak with you about a particular company, or for introducing you to someone who works for your target employer.(3) UpdatesUse this message to communicate any developments in your job search and reiterate your career goals. For example, you might mention which organizations youve been speaking with, or what professional development activities youre doing to keep your skills sharp. This is especially helpful to send to your professional references.(4) InterestIf youre reaching out to a recruiter or hiring manager whom you met in the past, reiterate your interest in working with their organization. This is especially useful if you made it to the final interview round but did not get the job. This way, if things dont work out with the other candidate, youve done something nice to keep your brand top of mind.(5) Call to actionSimilar to your cover letters, your message should contain what marketers refer to as a call to action. Dont leave the ball in their court. Close your message wi th a next step, such as an invitation to meet for coffee in the New Year. This will give you another reason to keep the communication going throughout January.On behalf of Ask Amanda and Ladders, Id like to wish you and your families the happiest of holidays and all the best in the New Year Seasons Greetings image courtesy of Paperless Post

Sunday, December 8, 2019

All About Salesperson Resume Template

All About Salesperson Resume schablone The Appeal of Salesperson Resume Template Then youll be in a place to coordinate with your goal with that of the typical funds to acquire which are ideal for you plus your targets. Make your points, outlining why you believe youre excellent for the sales associate role. My aim is to discover the job. Moreover, measurable goals permit you to understand if efforts ought to be adjusted to be mora effective. When you are in possession of a very good idea about what the automobile salesperson does every day the rest ought to be easy. To learn more about people who focus on sales of technical services and products, see the profile on sales engineers. Prior auto sales experience isnt required, but might be a plus. The salesperson should have great customer service skills and be in a position to rapidly develop decent relationship with customers so they could best meet the requirements of consumers and make their store the very first choice i n the minds of the general public. Your employer should have a very clear picture what you could do for them. Therefore it is necessary for your organization plan to analyse and calculate that risk, showing how youll engage with this. You will be able to likewise say you will be buying a different job for a consequence of moral facets. Demonstrating product knowledge helps foster the value of the item. Employers wish to observe how your efforts impact an organizations geschftliches miteinander. It may differ than you thought. To stand out, you are going to want to create your experience and skills shine. A salesperson should have a friendly disposition and outstanding communication skills to effectively assist the customer. Following that, you choose the best skills that commonly are required in your brand-new industry and you have to look for fits. Curriculum vitae abilities and abilities play a considerable parte in raising the standard of your resume. Utilizing wor k application builder may also be a superb learning experience to fit your needs. Including the right kind of information makes it possible to hone in on candidates who are a fantastic fit for the job. Utilize our cover letter sample to polish your abilities and receive the job that you want. A work application creator can be very beneficial for everybody whos feeling confused by the work application procedure. There are lots of plans to pick from and access Monster Studios, our video job description app. For more sales resume examples and contemporary sales resume templates, you may also have a look at our provided links that could steer you through the procedure. With regard to formatting, guarantee that it is in accord with the other facets of your resume. To start with, you can analyze the job posting that the business creating to identify what precisely is essential for the positioning. The Unexpected Truth About Salesperson Resume Template Although some real estate agen ts are self employed many others work for bigger companies where being in a position to demonstrate success is essential to getting the job. Resume builders are a really great techniques might help you organize your continue. Determine the company and career youre attempting to seek out work in. You should likewise be able to explain technical jargons in a transparent means to laymen. During the first couple of weeks at work, new sales representatives will devote much of their time to learning about the goods or services that the business offers. Sales reps are employed in a number of industries, which range from manufacturing to healthcare to food support. Companies will certainly take a look at your continue to acquire a summary of your education and work experience. In addition, make sure you talk about specific benefits that your business provides that others dont make available. The Upside to Salesperson Resume Template The typical full-time realtor can expect to pro duce upwards of $50,000 annually. Letting a possible employer know that you keep current with and are actively involved with the actual estate community is yet another indication of how serious youre about the actual estate market. Since youre responsible for your clients as a true estate professional, most jobs will require that you develop your own company leads. A true estate job will require that you have a passion for purchasing and selling homes. Employers that are reviewing sales resume arent just searching for any sort of sales representative or worker. At this time youve received national recognition for a work well done. Locating an excellent job gets easier when youve got an incredible resume. Studying the best method to write resume could be fairly an intimidating job. If youre a recent graduate or career changer free of experience in retail sales, youre want to compose a sales resume objective. The Retail Salesperson needs the capability to tell when something isnt right or is very likely to go wrong. Most retails sales jobs incorporate a selection of services. To locate sales or advertising and marketing jobs, you have to be aware of at least two languages.

Tuesday, December 3, 2019

10 Questions a Job Seeker Will Ask You - Spark Hire

10 Questions a Job Seeker Will Ask You - Spark HireEven though you, as the employer or HR professional, are the one that sets the tone for a job interview it can still be a bit difficult. You want to place your company in good light so that the top candidates and top talent want to work for you. Without doing so, savvy and smart candidates will pass your job offers up without any thought. As the interviewer, you definitely have a series of questions that require great answers from your candidate. On the flip side though, if this is a talented candidate with high qualifications, then they will certainly have a series of questions for you as well. With the job market picking up a bit, job seekers have the comfort of being a tad bit more choosey when it comes to companies and job offers. Therefore, you should be fully prepared to answer any questions job seekers throw your way with confidence.Take a look at some of these great questions that top candidates will likely ask, and be ready with great answers of your own when they come up in an interview.What are things your organization has done recently to show it values its employees?Employees want to know how their work and their effort is going to be valued- especially these days. With increased emphasis on employee appreciation and incentives in the job market, you cant really blame them. A savvy candidate will know that they have the skills needed to get your job done and to excel in your position, so how are you going to show them that you value their skills and work if they do come on to work for you? Make sure you know how to answer this question if it pops up because it is important. Failure to give any answer at all will likely result in an uninterested candidate.What do you enjoy most about your work with this company?If you truly enjoy and love the company you work for, then you will be able to easily convey that to a job seeker. When you are interviewing a talented, qualified candidate they know they can get the job done and benefit your company. They want to know why it would be great for them to work for you and your company- tell themHow would you describe a typical week or day in this position?Obviously they want to know what they are going to be expected to do. You may bedrngnis be able to paint a solid picture of what every day or week is going to be like- thats unrealistic. However, you should be able to let them know certain things that will be ongoing or that will occur each week/day. Simply saying, Well, every day here isnt typical and theres no set schedule, yada, yada, yada just wont fly.Is there possibility of advancement in this role?Typical question. If this candidate has intentions of moving up in the ranks within your company and advancing their career, then they are going to want a straight-up answer. If youre not sure, be honest and let them know that. Luring a candidate in under false pretenses is wrong and they will likely leave when they realize the truth.What is the companys, or your, overall managing style?Usually when a candidate asks this, they know what they want and dont want. Typically they will want to know if your company micromanages or not. Think of what your managing style is and find a way to convey that to your candidates when they ask.Where do you see this company in five years?Is this company going to advance and grow? Or is it going to remain stagnant and steady as it has for the past ten years. Neither is better than the other, but candidates will want to know what to expect.How does your company view overtime? Is it expected?Dont assume that because they are asking this question they are lazy or dont want to work overtime. Candidates just like to know what is expected of them, and rightfully so.How would you define success for this particular position?This is a great question and actually one of my favorites. You should definitely know how to answer this question if a candidate asks it.How will I be evaluated and how o ften?How does this position support you or the person above it?These are all great questions, and if you arent ready to answer them then you may be losing a great candidate. Think about these questions for your next interview and be ready to tackle them when they are presented to you. Answering them confidently and reassuringly will definitely keep the top candidates interested in your position and company.What are some questions that candidates have asked you in the past that surprised or stumped you? Share in the comments or tweet me nicole_sparkIMAGE Courtesy of Compare Business Products

Thursday, November 28, 2019

Top 5 Things Hiring Managers Look for on Resumes

Top 5 Things Hiring Managers Look for on ResumesTop 5 Things Hiring Managers Look for on ResumesYou spend hours polishing your resume. You write and re-write until its just right. But have you wondered what HR looks for on a resume and whether yours fits the bill or misses the mark?If you have youre certainly not alone, and were here to help. Below are some of the best resume tips to incorporate into your next round of edits, so you can get noticed and get a call for an interview.Tip 1 Proper grammar and spelling.If your resume is full of typos and weak grammar, your resume is going to wind up in the recycling bin, no matter how experienced you are. Thats why its vital that you proofread your resume multiple times and then ask a trusted friend or family member to do the same for you.Tip 2 A successful track record.When it comes to your professional resume, hiring managers want to know more than just your tasks and responsibilities. They want to find out about the contributions youve made and how theyve impacted your past employers in a positive way. So, include accomplishments with each job title that you can quantify with percentages, time periods, dollar amounts, statistics, or in other ways.Tip 3 A career progression that makes sense.When hiring managers see a spotty work history, inconsistencies, or a lot of gaps on your professional resume, its going to detract from your ability to get the offer. Instead, when it comes to work history, employers look for a career progression that makes sense and has generally an upward trajectory.Tip 4 The right skills and experience.If a hiring manager is looking for an administrative assistant with five years of experience and you have one year, dont expect a callback. Hiring managers are scanning resumes for skills and experience. And if youre applying to jobs that you arent truly qualified for, youre wasting their time and your own.Tip 5 Its easy to read. Hiring managers are busy people. So, when it comes time for the m to scan your resume (which is what they do), make it easy for them. Use bold-faced type for your past job titles and bullet out your tasks and responsibilities. Also, include plenty of white space and use a font size bigger than 10. Sending in a two-page resume is better than submitting one crammed with tiny type.The bottom line? You might be the perfect fit for the job. But if youre not keeping in mind the five tips above, then you might not be considered.Next time youre wondering what employers look for on a resume, turn to ResumeSpice. We have the answers you need so you can create a professional resume that gets results. Just call us today at 832.930.7378.

Saturday, November 23, 2019

The better way to get people to help you network

The better way to get people to help you networkThe better way to get people to help you networkHeres an easy way to turn dreaded employment networking into deadly effective bondingWhen youre networking, ask for a reference, not a job.Whether youre doing catch-up drinks or grabbing lunch to reconnect, your primary need is to get an ally, not a tally of job listings. Recruiting a helping hand to your search is your goal.So dont ask your college friend if she knows of any jobs for people like you. How would she?And dont ask your boss from two jobs ago if he has the names of any people who are currently looking to hire somebody like you. It puts him on the spot. Uncomfortably.No, instead, ask for a reference. Mention that youre going to be moving on, or that youre already looking, or that youre actively out on the street. Let them know the type of positions you are and are not suited for, and what youre hoping to achieve in your next opportunity.And then ask them if it would be OK to us e them as a reference when youre at that point of your search.By not putting them on the spot about specific job openings, you reduce the awkwardness inherent in the networking conversation.And by letting them know that you hold them in high enough esteem to potentially use them as a reference, youre actually paying them a compliment.Youre also making it easier for them to say yes, and to feel good about themselves for being a good friend and helping you out with a little favor.All of which means that you have a new buddy in your search - one whos going to be thinking about keeping an eye out for new opportunities for their friend with good taste in references you.Its wins and grins all around.Now, this doesnt work for just any old person you meet on the street. Theres probably a pretty good match between people youd take to lunch and those you could ask to be a reference. So my advice would be to stick to asking those you know well enough.The widely offered and deeply wrong advice from the past decade that you should try to extract favors, concessions, names, jobs, and career assistance from people youve only met over the phone is not only useless, it can be counterproductive to your aims by antagonizing your broader network.By making your networking about compliments, youll find it pays dividends.Good luck in the search this weekIm rooting for you

Thursday, November 21, 2019

Marine Enlisted Jobs Main Menu

Marine Enlisted Jobs Main MenuMarine Enlisted Jobs Main MenuLike the Army, the Marines break their enlisted jobs down into MOSs, or Military Occupation Specialties. In the Marine korporation, the MOSs are FOUR digit codes used to organize and designate the variety of jobs and skills offered in the USMC. The Marines group MOSs with similar functions together into groups called Occupational Fields and are represented by the first TWO digits of the MOS.Below are the first two digits of the MOS. These identify a grouping of related MOSs. Job codes are identified in the last two digits and represent a specific job within that field.The first job you receive in the Marine korporation will be earned after boot camp and may involve advanced operator training and education. It will be called the Primary Marine Occupational Special (PMOS). As your career advances and you perform more advanced training, you may also earn additional MOSs. An Additional MOS (AMOS), a Skill Designator, or Categor y II MOS denote special skills assignments and duties performed during a special tour or training program. For example, a job within the third MOS (03)is the Infantrycareer field. The code 0311 is a Rifleman, the code 0321 is a RECON Marine, and the MARSOC Code is the 0372 (Critical Skills Operator). The creation of the 0372 MOS was a response to the desire of MARSOC Marines to remain at MARSOC with an MOS that would allow them a Special Operations dedicated career path. New Changes to Some Military Occupational SpecialtiesPreviously, the Marines who qualified as a MarSOC Marine Raider had to go back to the regular Marine Corps jobs for career advancement.Many went back to Infantry or RECON MOS, but now if a Marine so chooses, he/she can stay at Marine Special Operations Command throughout their enlistment.Now officers can do the same thing.Marine Officers especially had to go back to previous pipeline jobs such as infantry or artillery for instance.Now, after a Marine does three to four years active duty, he/she is eligible for MarSOC for the rest of their career. Below are the occupational fields for Marine Corps enlisted jobs. Click on each field number for a listing of each MOS (job) that falls within that field 01 Personnel and Administration 02 Intelligence 03 Infantry 04 Logistics 05 Marine Air-Ground Task Force (MAGTF) Plans 06 Communications 08 Field Artillery 09 Training 11 Utilities 13 Engineer, Construction, Facilities, and Equipment 18 Tank and Assault Amphibious Vehicle 21 Ground Ordnance Maintenance 23 Ammunition and Explosive Ordnance Disposal 26 Signals Intelligence/Ground Electronic Warfare 27 Linguist 28 Ground Electronics Maintenance 30 Supply Administration and Operations 31 Traffic Management 33 Food Service 34 Financial Management 35 Motor Transport 41 Marine Corps Community Services 43 Public Affairs 44 Legal Services 46 Combat Camera 55 Music 57 Chemical, Biological, Radiological and Nuclear Defense 58 Mili tary Police and Corrections 59 Electronics Maintenance 60/61/62 Aircraft Maintenance 63/64 Avionics 65 Aviation Ordnance 66 Aviation Logistics 68 Meteorology and Oceanography 70 Airfield Services 72 Air Control/Air Support/Anti-air Warfare/Air Traffic Control 73 Navigation Officer/Enlisted Flight Crews 80 Miscellaneous Requirements MOSs Click the above Occupational Fields to find the exact four digit MOS you are looking for. There are hundreds of jobs the military has that may interest you. Do your research and learn about your future profession options by reading the job descriptions/programs/education available to recruits and active duty and reservist members of the military. Your efforts into researching your future profession can go a long way to you enjoying and getting the most out of your military career and training. Also consider where these Marines do their training (what base?) and where you may live after you qualify with your MOS.Many have a preference to whe re they would like to live in the military.Being flexible, considering overseas duty, and other world travel maybe a major part of your life while in the military.Depending on your job, you could also be states bound and not deploy often.